Rates & Fees
Big Bucks Loans does not set rates — lenders do. Costs depend on your state, the lender, the amount, and the term. Short-term loans usually carry high APRs because the fee is charged over a short period.
What to check on any offer
- The finance charge in dollars and the APR.
- The repayment date and whether rollovers are allowed.
- Any state limits — see your state page.
- Late or non-payment fees.
Use short-term loans for short-term needs. If you need to borrow for months, a payday loan is usually the wrong tool — consider the alternatives listed on our state pages.