Utah permits payday lending with no statutory limit on interest or fees, though a loan's term may not exceed 10 weeks and rollovers are restricted. Effective APRs are among the highest nationally. Borrowers are entitled to an extended, interest-free repayment plan under certain conditions and should treat these as short-term solutions.
Source: Consumer Federation of America (paydayloaninfo.org) · last verified 2026-07-24 · pending second-source verification
This page is general information, not legal or financial advice. State laws change; verify current rules with your state regulator or the source above.