North Dakota authorizes deferred-presentment loans up to $500 through licensed lenders, with fees capped at 20% of the principal plus limited additional charges. The short term produces a high effective APR. State law limits renewals to help prevent long-term reliance.
Key limits in North Dakota
- Maximum loan amount: $500
Figures can change — always confirm current limits with the official source below before borrowing.
Source: Consumer Federation of America (paydayloaninfo.org) · last verified 2026-07-24 · pending second-source verification
This page is general information, not legal or financial advice. State laws change; verify current rules with your state regulator or the source above.