Louisiana authorizes deferred-presentment and small loans up to $350, with a maximum term of 30 days. Lenders may charge a finance fee plus a documentation fee, yielding a high effective APR. State law provides for an extended repayment plan option.
Key limits in Louisiana
- Maximum loan amount: $350
- Maximum term: 30 days
Figures can change — always confirm current limits with the official source below before borrowing.
Source: Consumer Federation of America (paydayloaninfo.org) · last verified 2026-07-24 · pending second-source verification
This page is general information, not legal or financial advice. State laws change; verify current rules with your state regulator or the source above.