Idaho permits payday loans up to $1,000 and does not cap the finance charge, so APRs are among the highest in the country. Borrowers are entitled to one extended repayment plan under state law. These loans should be used only for genuine short-term needs.
Key limits in Idaho
- Maximum loan amount: $1,000
Figures can change — always confirm current limits with the official source below before borrowing.
Source: Consumer Federation of America (paydayloaninfo.org) · last verified 2026-07-24 · pending second-source verification
This page is general information, not legal or financial advice. State laws change; verify current rules with your state regulator or the source above.